Posts Categorized: Vendors

Save Money During COVID-19

how to save money during COVID-19

 

Here is a quick message from Rosie about this post and the money saving ideas she's compiled to help you get COVID-19! 

 

Tip #1 Save Money on Your Mortgage!

Contact your loan servicer to find out how they can help if you can’t make the payment. Forbearance is one way, but buyer beware-nothing is free! I recently sat down with one of our preferred lenders and asked everything my clients should know! 

 

If would like to reach to Nichole Stearns directly here is her contact info!

Nichole Stearns - Branch Manager
Fairway Independent Mortgage Corporation
709.4136 nicholes@fairwaymc.com

#2 Still Paying PMI?

Still paying Private Mortgage Insurance (“PMI”) for your home mortgage? Your bank does not automatically remove it-you have to request for it to be removed! Save big each month if you have at least 20% equity in your home. Contact me and I can help determine that for you.

#3 Bank Loans

Bank loans – contact your debt companies and you may be pleasantly surprised to find helpful payment plans. Such as Bank of America. In response to COVID-19, Bank of America is offering payment deferrals for home loans, auto loans, and credit cards for up to 90 days. - https://www.businessinsider.com/personal-finance/bank-of-america-covid-19-2020-4

#4 Utilities

Utilities – contact your utility companies. Some are waiving late fees and creating a payment plan. Puget Sound Energy has a relief program and will not disconnect your power during Covid crisis. For more details - https://www.pse.com/press-release/details/learn-about-our-covid-19-response-plan

#5 Refinance

If your interest rate is over 4.5%, you may benefit from refinancing your home mortgage. Call your loan servicer to learn more.

#6 Stock Market

Stock Market – Want to learn more about market volatility and five actions to consider today? Watch this video provided by John Schneider, a Financial Advisor at Edward Jones. He is a Kent Chamber of Commerce Member, check out this video to learn more:


https://www.edwardjones.com/market-news-guidance/client-perspective/navigating-pullbacks-video.html

Here is John's info if you have any direct questions:

(253) 872-2600
john.schneider@edwardjones.com
www.edwardjones.com

#7  Real Estate Taxes!

Real Estate Taxes – if you are over 61 and fit into a financial category deemed by King County as eligible, you could drastically reduce your real estate taxes. Visit is helpful website to learn more: https://dor.wa.gov/content/property-tax-exemption-program-senior-citizens-and-disabled-persons

#8 Tips From a CPA

Local CPA, Lois Vankat from Shannon & Associates, has a website packed with great tips and information such as…


* Coronavirus Aid, Relief, and Economic Security Act (watch for your money in the mail if you qualify!)


* attention employers, there is a great read about the Family First Coronavirus Response Act


* Emergency Economic Relief Update – SBA loan programs summary


* What you should know about your retirement plan and how it is affected by the CARES act


* The Coronavirus Aid, Relief, and Economic Security Act – what does it mean for you?


* Relief for Washington Business and Employees


Learn more at https://www.shannon-cpas.com/resources/blog/

Here is Lois's information if you would like to reach out to her directly:

Lois D. Vankat, CPA
Senior Manager
Shannon & Associates 253.852.8500
lvankat@Shannon-CPAs.com

#9 For Tenants & Landlords

If you are a Tenant or a Landlord, learn about changes due to COVID crisis such as rent freeze, eviction bans, etc.  Read this Rental Housing Association of Washington article:
https://www.rhawa.org/blog/governor-enacts-rent-freeze-expands-evictions-ban-due-to-covid-19-crisis

THANK YOU, HOW CAN I HELP?

If you need anything real estate related please reach out to me and my team! People are still selling, and buyers are still buying, and we are ready to assist you anyway we can! 

The Renton Home Show

Vote Rosie the Best Real Estate Agent in Renton!

best real estate agent in renton and fairwood

We need your help! The Rosie Rourke Team is in the running for Best Real Estate Agent in the Renton Reporter’s Best of Renton Contest! 

Voting is simple and takes 2 seconds, just go to https://goo.gl/PqQdGY (it will take you right to the voting page for Rosie) and click vote… that’s it!

And you’ll also be entered to win a $100 gift certificate to The Melrose Grill in Renton!

THANK YOU!!!

Featured Fairwood Business – Handyman Services!

With this post, I am happy to be continuing my “Fairwood Featured Business” series with installment #10.

My ongoing passion as the top real estate agent in the Renton & Fairwood area is to highlight and celebrate the Fairwood neighborhood I live in, raise my kids in and work in.  I believe that a big part of what enhances our quality of life is when we enjoy our surroundings.  So I’m taking an opportunity to focus on our neighborhood specifically and to appreciate all that we have here, so close to home.

Previously on this blog, I have featured Plaza CleanersFairwood Thai Cuisine, and Cosmo Nail Parlor, Fairwood Golf & Country Club, Fire District #40, Station 17Shakey’sThere Ya Go Espresso,  Salon Tii Gavo and The Wine Alley!

For January I am excited to be featuring…

Fairwood Handyman Services!

The owner and handyman Craig Wadsworth is the best kept secret in Fairwood! He has been an expert handyman for the Fairwood area since 2002. Being a local resident, Craig not only is an incredible resource for Fairwood homeowners, he truly cares about the community we live in. He donates his time and money back to his kid’s schools and helps out when he can! “Customers just love me”, says Craig.

Entry before…

AFTER!

Have a Honey-Do List?

Craig is a licensed contractor in the State of Washington and really is a jack of all trades. No job is too big or too small. “What annoys you? It’s the honey-do list items that I specialize in”, says Craig. And think about that, you work hard, the last thing you want to do on your weekend is patch a wall or fix a leaky pipe, right? And with Craig’s hourly rate being amazingly reasonable, you can’t put a price on your personal sanity!

“Excellent work at an honest price. Craig’s attention to detail is great and he’s a pretty funny guy, too.” – Bob W. via Facebook Review

Raised to be a Handyman…

Some people are born with a green thumb… Craig was born with a hammer in his hand! “I learned a lot from my dad, he was a handy guy, I guess it just rubbed off on me”, Craig said with a smile. He has a passion for problem solving and working with his hands. I’ve personally recommended a lot of my clients to Craig and I’ve never heard a negative thing… and that’s saying something in today’s crazy world we live in, right?

Deck Before…

Deck After!

Getting a Hold of Craig

Craig is available via phone, just call or text 206-713-4904. You can also interact with him and his customers via his Facebook page, click here to check it out!